A Idaho-Proud Mobile Home Insurance Agency
Mobile Home Insurance: Protecting Your Share of the American Dream
You are the king of your castle, and it doesn’t matter that your castle isn’t a proverbial mansion on a hill. You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.
In fact, we believe that every mobile home needs comprehensive mobile home insurance from Kruse Insurance to truly feel like...home.
Mobile Homes Have Unique Coverage Needs
Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At Kruse Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.
What Does Mobile Home Insurance Cover?
Like a typical home insurance policy, mobile home insurance can provide comprehensive coverage from a range of perils:
- Losses from Wind and hail damage
- Losses due to collapse under the weight of ice or snow
- Losses caused by stray or wild animals
- Losses caused by busted pipes
- Losses due to theft
- Losses due to vandalism
- Losses due to explosion
- Losses due to landslide
- Losses due to vandalism
- Losses due to fire
As you can see, there is significant overlay between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.
Mobile Home Liability Insurance
A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally culpable for such losses, liability would help pay for:
- Property damage to the effected person(s)
- Pain & suffering of the effected individual(s)
- Lost wages incurred because of the injury
- Medical bills incurred because of the injury
Mobile Home Personal Property Insurance
Personal property insurance will reimburse you for the actual cash value for any belongings you lose that are covered by the policy.
Kruse is Your Trusted Central Idaho Insurance Agency for Mobile Home Coverage
At Kruse Insurance, we feel privileged to partner with clients throughout Idaho. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.
Contact Kruse Agency for a FREE Mobile Home Insurance Quote
At Kruse Insurance, we’re built two things: Relationships in coverage and Idaho. If you’re ready to start a new friendship with a Central Idaho mobile home insurance agency that puts your best interests first, call Kruse Insurance today at 208-232-6277. Or for a free online mobile home insurance quote, just fill out the form on this page. We can’t wait to work with you!